Gets to know you, then gets you home.
- Scout watches your market every morning: new listings, price cuts, and homes back for sale.
- Numbers works out what a home really costs you each month, before you fall for it.
- Street Read tells you what the people on the block actually say about it.
- Strategist settles your price and walk-away point, and works only for you.
- Lease reads the lease before you sign it, and knows what a landlord owes you.
- Fixit knows what a repair should cost here, and when that noise needs a pro.
Finding and keeping a home means listing sites, county records, inspection reports and a lot of phone calls. Your homie works through all of them, remembers what matters to you, and tells you plainly what it found.
Helpful from
the first address
Give your homie an address and it pulls the public record and the listing's history, then tells you what it means for you.
412 Orchard Ave
Paonia, Colorado · a sample home
$465,000 was $489,000 Price cut
2 bd · 1 ba · 1,120 sqft · 0.33 ac
The short of it
A 1948 two-bedroom on a third of an acre, $24,000 under where it started. The roof is newer than the rest of the home; the water rights are the open question.
Price story
- Listed at $489,000 Zillow Oct 2
- Cut to $465,000 after 22 days Zillow Oct 24
- Last sold in 2011 county Oct 3
- Homes like it nearby sold for $430,000 to $470,000 this year sales Oct 24
The home
- Two bedrooms, one bath, 1,120 square feet, built 1948 Zillow Oct 2
- Roof replaced under a 2019 permit county Oct 3
- No open code cases; outside the flood zone county Oct 3
What the photos show
- Original wood floors in both bedrooms photo 4
- A newer furnace in the basement photo 11
What doesn't add up
- The listing claims irrigation shares; the ditch company has no record of them yet Zillow Oct 2 research Oct 20
Questions for the seller
- How many irrigation shares come with the home, and are they on the deed?
- Has the basement ever taken water?
Read 9 sources, last Oct 24.
A sample home. What your homie finds depends on the county and the listing.
Works your search
every day
Tell your homie once what you're after. The crew works on it every day, and your homie brings you only what changed.
What your homie knows
from what you've told it- Where
- Paonia, Colorado
- Scout watches it every morning
- Budget
- Up to $500,000
- Numbers checks every home against it
- Must have
- Three bedrooms and some land
- Listing Decoder reads every listing for it
- Moving
- By spring
- Closer keeps the dates
Monday 7:15 am
ScoutTwo new homes fit this morning. The 1962 ranch on Second Street also cut its price $15,000.
Tuesday after your showing
Street ReadPeople on Second Street say it's a quiet block, and that the alley floods in spring runoff.
Wednesday 8:20 am
NumbersAt $464,000 with 20% down, about $2,690 a month with taxes and insurance. Inside your budget.
Thursday 6:45 pm
StrategistSellers here answer a short close fastest. If you want it, I'd open near $450,000.
Friday 7:30 am
homieYour week: two new homes, one worth a second look, and an offer plan ready when you are.
A sample week. What the crew does depends on your search.
When one homie learns, every homie learns
Every homie learns from the searches it helps with: what homes here really sell for, which inspections find trouble, how sellers answer an offer. The lessons go in one book every homie reads, so yours starts out knowing your market.
Homes here sold at 97% of asking. Offers under 94% mostly lost.
Older homes on this street have taken water in the basement after heavy rain.
Sellers here answered fastest when the offer came with a short close.
What every homie knows here
lessons for this market- Start near 97% of asking; under 94% mostly loses
- Ask about basement water on older homes
- A short close gets an answer first
A crew for
every part
of a home
Your homie brings in a specialist when you need one: to watch the market, run the numbers, read the lease, or tell you whether that noise in the furnace needs a pro.
Scout
Watches one market every morning: new listings, price cuts, back-on-market homes and homes gone.
Numbers
Real monthly cost, cash to close, taxes, insurance, repair reserves, and what each home does to the budget.
Street Read
Reports what people who live on this block actually say about it right now.
Strategist
Price, terms, contingencies, negotiation range and a walk-away point, decided before emotion arrives.
Lease
Reads the lease before you sign it, and knows what a landlord owes you under this state's law.
Listing Decoder
Turns a listing's copy and photo set back into plain English.
Showing Coach
Scores the homes you toured and tells you what you keep missing.
Schools
Attendance boundaries, enrolment reality, programme fit, and what a rating does and does not measure.
Relocation
Moving from far away: what you cannot learn remotely, and how to compress a trip into real decisions.
Detective
Builds the evidence file on a serious property: records, permits, hazards, zoning, title clues, comps.
Town Desk
Reads the town and the county every morning: trustees, commissioners, the assessor, the school board, the local papers. Files what a buyer would want to know.
Deal Stress Test
Attacks the home you are about to offer on and reports what breaks it.
Loan
Lender comparison, rate locks, points, and the mortgage process from pre-approval to clear-to-close.
Closer
Appraisal, lending, insurance, title, escrow, deadlines, final walkthrough and closing figures.
Title
Liens, easements, boundary problems, and everything that can cloud what you are actually buying.
Insurance
What this specific building costs to insure, what is excluded, and what will not be written at all.
Condo & HOA
HOA finances, reserves, special assessments, rules, litigation and what the association can do to you.
New Construction
Builder contracts, upgrade pricing, warranty terms and what a walkthrough is really for.
Rural Property
Wells, septic, irrigation rights, easements and the questions a town buyer never thinks to ask.
Land and Water
Reads the snow, the drought, the river calls, the ditch companies, the well permits and the wildfire maps. Files what they mean for a lot or a home out here.
Renewal Watch
Watches your lease clock and tells you when to renew, negotiate or move.
Move Coordinator
Runs the sixty days around a move and chases whatever has stalled.
Fixit
Keeps the home you live in: the maintenance calendar, what a repair should cost here, and when a job needs a permit.
Home Log
Keeps the age, service history and next due date of every system in your home.
Before You Call
Takes a symptom and tells you what it is, what you can do, and when to call a pro.
Contractor Desk
Runs a job from scope to final payment without you getting fleeced.
Renovation
Scope, sequence and real cost of the work a home needs, and what it does to the price you should pay.
Carrying Cost Desk
Inventories everything you pay to keep the home, then finds evidence-backed savings.
The Home Paper
A weekly page for your home: what is due, what changed on your street, what the bills did.
Lister
Prices the home you are selling from what actually closed, and gets it ready to show.
On your side,
and only yours
Optionally connect Gmail to find and summarize mail, prepare drafts, and send messages you authorize.
Works only for you
HomeZero works for the person living in the home. No seller, agent or lender pays us to steer you.
Asks before anything goes out
Your homie drafts the email or the offer. Nothing is sent until you say so.
Smarter every search
What one helper learns about your market, every helper knows, so yours starts out knowing it.
Leave any time
Delete your account from Settings, and what your homie kept about you goes with it.